Funding your studies

It's important to plan how you will finance your studies well in advance of starting your course.

Funding sources available to you depend, in the first instance, on where you come from, but also include funding for disabled students and part-time students.

Undergraduate Students from Scotland

Residents of Scotland studying on undergraduate programmes in Scotland normally have their fees paid by the Students Awards Agency for Scotland (SAAS).  SAAS also provides access to student loans and a range of other support – Young Students' Bursary, Independent Students' Bursary, Additional Loan and Supplementary Grants.

Read the SAAS Support Information Guide for 2015-16 to find out more about eligibility criteria for funding support.

If you are applying to start, or continue, studying in the 2015-16 session you should submit your application for funding before the end of June 2015, so they will be processed for the beginning of your studies.

Students from England, Wales and Northern Ireland

If you are classed as being ordinarily resident in England, Wales or Northern Ireland, you will be required to pay tuition fees for each year of your course. In 2015-16 Scottish institutions are allowed to charge these students for tuition fees.  The fees set by UHI can be found here.

You will be entitled to take out an additional student loan to cover tuition costs, and this will be repaid, along with any other student loans, once you have graduated.  The amount you pay back depends upon the date you started your studies.  Please visit Student Finance England, Student Finance NI, or Student Finance Wales for further information on what you would pay back.

Students from EU/EEA and non EU/EEA states

If you are from an EU state and if your main reason for coming to Scotland is to study, SAAS will pay your tuition fees only.

If you are from a country outside the EU/EEA it is likely that you will be classed as an international student and will have to pay international student fees. You can also contact SAAS to find out if you are eligible for any funding.

Disabled students

You may be eligible for a Disabled Students Allowance from SAAS, who will need to confirm that you have a place on a course that they support and that you are eligible for support from SAAS. For more information please see DSA notes on funding for disabled students allowance.

If you have a disability or need additional support please contact the UHI college or research institution where you plan to/are enrolled as soon as you can where you will be able to discuss your needs and find expert help to enable you to access the right funding and support for you.  For further information please visit Disability Matters.

Funding for part-time students

ILA200: ILA (Individual Learner Account) is a scheme run through Learn Direct Scotland whereby if you earn under £22,000 per year you can receive £200 towards the cost of your part-time studies.

Part-time fee grant (formerly known as ILA500)

This funding is provided by SAAS. The level of funding they can provide will depend on the level of qualification you are studying towards and the number of credits. You should apply directly to SAAS.

Please note that this grant no longer extends to postgraduate courses from 2012-13. 

Career Development Loans

If you are unable to get any student support to assist you with your studies, you may be eligible for a Career Development Loan.  University of the Highlands and Islands is registered with the Skills Funding Agency to qualify for Career Development Loan payments for tuition fees and to students for living costs.

Our Learner Provider Number is 11669.

For further information on financial assistance to support your learning, please visit the GOV.UK website.

You should apply for your Career Development Loan well before the start of your course as it can take up to three months for the bank to process your application.

You do NOT need to have your course approved (despite what the bank may tell you).  Because we are an approved provider, the CDL people will add you course to the approved list when you apply.