Funding your studies
Undergraduate Students from Scotland
Residents of Scotland studying on undergraduate programmes in Scotland normally have their fees paid by the Students Awards Agency for Scotland (SAAS). SAAS also provides access to student loans and a range of other support – Young Students' Bursary, Independent Students' Bursary, Additional Loan and Supplementary Grants.
Read the SAAS Support Information Guide for 2016-17 to find out more about eligibility criteria for funding support.
If you are applying to start, or continue, studying in the 2016-17 session you should submit your application for funding before the end of June 2016, so it will be processed for the beginning of your studies.
If you are classed as being ordinarily resident in England, Wales or Northern Ireland, you will be required to pay tuition fees for each year of your course. In 2016-17 Scottish institutions are allowed to charge these students for tuition fees. The fees set by UHI can be found here.
You will be entitled to take out an additional student loan to cover tuition costs, and this will be repaid, along with any other student loans, once you have graduated. The amount you pay back depends upon the date you started your studies. Please visit Student Finance England, Student Finance NI, or Student Finance Wales for further information on what you would pay back.
If you are from a country outside the EU/EEA it is likely that you will be classed as an international student and will have to pay international student fees. You can also contact SAAS to find out if you are eligible for any funding.
You may be eligible for a Disabled Students Allowance from SAAS, who will need to confirm that you have a place on a course that they support and that you are eligible for support from SAAS. For more information please see DSA notes on funding for disabled students allowance.
If you have a disability or need additional support please contact the UHI college or research institution where you plan to/are enrolled as soon as you can where you will be able to discuss your needs and find expert help to enable you to access the right funding and support for you. For further information please visit Disability Matters.
ILA200: ILA (Individual Learner Account) is a scheme run through Learn Direct Scotland whereby if you earn under £22,000 per year you can receive £200 towards the cost of your part-time studies.
Part-time fee grant (formerly known as ILA500)
This funding is provided by SAAS. The level of funding they can provide will depend on the level of qualification you are studying towards and the number of credits. You should apply directly to SAAS. This grant is only available to Scottish residents, on an undergraduate course, taking between 30 and 119 credits in an academic session.
Postgraduate Loans - Masters (Scotland)
Selected postgraduate courses have been approved by SAAS for full-time or structured part-time tuition fee loans. The list of approved courses is available here. You can borrow up to £3,400 to pay your tuition fees for one year full time, or two years part time study. The money will be sent directly to the university, and the most you can borrow is the tuition fee for your programme through PGDip, so you will have to pay for the dissertation module, if you chose to carry on to complete it, yourself. You can also borrow up to £4,500 for living costs.
Please note that postgraduate funding is considered to be a devolved matter for Scotland, Wales and Northern Ireland, and so these loans are only available for students resident in Scotland.
Postgraduate Loans - Masters (England)
If you start a full-time or part-time master’s course after 1st August 2016 you can apply for a Postgraduate Loan. You'll be able to borrow up to £10,000 to pay your fees and help with living costs.
Please note that postgraduate funding is considered to be a devolved matter for Scotland, Wales and Northern Ireland, and so these loans are only available for students resident in England.
You'll be eligible if you:
- are under 60
- ordinarily live in England
- don’t already have a master’s degree or higher qualification
It won't depend on personal or family income. Applications can be submitted from summer 2016 onwards. Find out more about PG Loans for Masters (England).
Career Development Loans
If you are unable to get any student support to assist you with your studies, you may be eligible for a Career Development Loan. The University of the Highlands and Islands is registered with the Skills Funding Agency to qualify for Career Development Loan payments for tuition fees and to students for living costs.
Our Learner Provider Number is 11669.
For further information on financial assistance to support your learning, please visit the GOV.UK website.
You should apply for your Career Development Loan well before the start of your course as it can take up to three months for the bank to process your application.